How Can I Learn More About Free Budgeting?

Sam doesn’t know the first thing about creating a budget and doesn’t want to spend time and money learning complicated budget software. If Sam has an internet connection, there are free budgeting tools that he could use. For example, he could download a free budget template using Microsoft Excel. Sam could download as many budget worksheets as he needs. These worksheets are free. If Sam has a Macintosh computer, he could still download a budget worksheet, but there are fewer options available to him. He could also look at other Web sites, although he would need to make sure they are free. Some Web sites have a trial period but Sam would be charged if he didn’t cancel before the trial period ended. Other Web sites are free but Sam would have to check the amount of space he is entitled to before he would have to pay. If he uses these free tools, it would be easy for Sam to create a budget.