Need to find refinance home mortgage

Nine months ago a woman I know was exploring for advice on obtaining refinance home mortgage. Another person named James argued that the best idea would be to seek online, because that mostly yields the most accurate answers if you do it right. On the other hand a different man counseled the exact opposite. Then following lots of searching, the solution was found, after actually taking action on what the second person said. Everything worked out well so I am happy because I am aware that many people just don’t know where to look for these solutions. Many other Americans are wondering to themselves other questions about the subject. There is a lot of crap out there and everyone has to be cautious who to take advice from.