Enrolling on life insurance over 50

My mom believes that insurance policies are form of investments for our future and our life too. Because of this, she went to great lengths at making sure we have all the insurance policies out there. Every time she finishes paying off an insurance plan she signed up with, she makes it a point to enroll for more. Because of this, we already have death insurance, pension plans, memorial plans and the latest, over 50 life insurance. I know it is still a long way before I go 50 but she thinks that we better prepare for it when we are younger while the rates are cheaper.

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